Glossary
An A-Z reference for the investing, wealth creation, tax, and financial planning terms you’ll come across on this site and beyond, explained simply.
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A
Absolute Return Strategy
Absolute Return Strategy
An investment approach that aims to generate positive returns regardless of how the broader market performs, rather than simply trying to beat a benchmark index.
An investment approach that aims to generate positive returns regardless of how the broader market performs, rather than simply trying to beat a benchmark index.
Account Aggregator (AA)
Account Aggregator (AA)
RBI's consent-based framework that lets you securely share your financial data (bank statements, investments, tax records) across institutions digitally, without manual paperwork.
RBI's consent-based framework that lets you securely share your financial data (bank statements, investments, tax records) across institutions digitally, without manual paperwork.
Accrued Interest
Accrued Interest
Interest that has built up on a bond since its last coupon payment but hasn't been paid out yet.
Interest that has built up on a bond since its last coupon payment but hasn't been paid out yet.
Active Management
Active Management
A style of fund management where the manager actively picks investments, aiming to outperform the market rather than just track it.
A style of fund management where the manager actively picks investments, aiming to outperform the market rather than just track it.
Alternative Investment
Alternative Investment
Any investment outside the traditional buckets of listed equity, bonds, and cash, such as private equity, venture capital, real estate, hedge funds, structured credit, or collectibles.
Any investment outside the traditional buckets of listed equity, bonds, and cash, such as private equity, venture capital, real estate, hedge funds, structured credit, or collectibles.
Alternative Investment Fund (AIF)
Alternative Investment Fund (AIF)
A SEBI-regulated pooled investment vehicle (Category I, II, or III) that invests in alternative asset classes on behalf of accredited or high-net-worth investors.
A SEBI-regulated pooled investment vehicle (Category I, II, or III) that invests in alternative asset classes on behalf of accredited or high-net-worth investors.
AMFI (Association of Mutual Funds in India)
AMFI (Association of Mutual Funds in India)
The industry body representing all SEBI-registered mutual fund houses in India.
The industry body representing all SEBI-registered mutual fund houses in India.
Amortization
Amortization
The gradual repayment of a loan's principal over its term, through a schedule of instalments.
The gradual repayment of a loan's principal over its term, through a schedule of instalments.
Annualised Return
Annualised Return
The average yearly return of an investment held for more than one year, used to compare performance across different time periods.
The average yearly return of an investment held for more than one year, used to compare performance across different time periods.
Annuity
Annuity
A financial product that pays out a fixed stream of income at regular intervals, often used to generate retirement income.
A financial product that pays out a fixed stream of income at regular intervals, often used to generate retirement income.
Appreciation
Appreciation
An increase in the value of an asset over time.
An increase in the value of an asset over time.
Arbitrage
Arbitrage
Profiting from a price difference in the same asset across two markets by buying in one and selling in the other.
Profiting from a price difference in the same asset across two markets by buying in one and selling in the other.
ASBA (Applications Supported by Blocked Amount)
ASBA (Applications Supported by Blocked Amount)
A facility that blocks funds in your bank account when you apply for a bond or IPO, releasing them only if the allotment doesn't come through.
A facility that blocks funds in your bank account when you apply for a bond or IPO, releasing them only if the allotment doesn't come through.
Asset
Asset
Anything of value that you own or control that can generate future economic benefit, tangible (like property) or intangible (like a patent).
Anything of value that you own or control that can generate future economic benefit, tangible (like property) or intangible (like a patent).
Asset Allocation
Asset Allocation
The strategy of dividing your portfolio across asset classes such as equity, debt, real estate, and gold, based on your goals, time horizon, and risk appetite.
The strategy of dividing your portfolio across asset classes such as equity, debt, real estate, and gold, based on your goals, time horizon, and risk appetite.
Asset Class
Asset Class
A category of investments that share similar characteristics and behave similarly in the market, such as equities, bonds, real estate, or commodities.
A category of investments that share similar characteristics and behave similarly in the market, such as equities, bonds, real estate, or commodities.
Asset-Backed Security (ABS)
Asset-Backed Security (ABS)
A security whose value and income payments are backed by a pool of underlying assets, such as loans or receivables.
A security whose value and income payments are backed by a pool of underlying assets, such as loans or receivables.
At-the-Money (ATM)
At-the-Money (ATM)
An option whose strike price is equal to the current market price of the underlying asset.
An option whose strike price is equal to the current market price of the underlying asset.
AT1 Bond
AT1 Bond
A perpetual bond issued by banks that can be written down or have coupon payments skipped if the bank comes under financial stress.
A perpetual bond issued by banks that can be written down or have coupon payments skipped if the bank comes under financial stress.
Auction
Auction
The process through which government securities and T-bills are sold to investors via competitive or non-competitive bidding.
The process through which government securities and T-bills are sold to investors via competitive or non-competitive bidding.
Average Return
Average Return
The typical or expected rate of return on an investment over a given period, used as a general performance indicator.
The typical or expected rate of return on an investment over a given period, used as a general performance indicator.
B
Balance Sheet
Balance Sheet
A financial statement showing a company's assets, liabilities, and shareholders' equity at a specific point in time.
A financial statement showing a company's assets, liabilities, and shareholders' equity at a specific point in time.
Bank Rate
Bank Rate
The interest rate at which the central bank lends money to commercial banks, without any repo-style collateral arrangement.
The interest rate at which the central bank lends money to commercial banks, without any repo-style collateral arrangement.
Barista FIRE
Barista FIRE
A version of financial independence where you've saved enough to cover most expenses through investments, and work part-time or in a lower-stress job to cover the rest.
A version of financial independence where you've saved enough to cover most expenses through investments, and work part-time or in a lower-stress job to cover the rest.
Basis Point
Basis Point
A unit equal to one-hundredth of a percentage point (0.01%), used to describe small changes in interest rates or yields.
A unit equal to one-hundredth of a percentage point (0.01%), used to describe small changes in interest rates or yields.
Bear Market
Bear Market
A sustained period of falling prices, typically defined as a 20% or greater decline in a broad market index from its recent high.
A sustained period of falling prices, typically defined as a 20% or greater decline in a broad market index from its recent high.
Benchmark
Benchmark
An index or standard used to measure and compare the performance of a fund, portfolio, or investment strategy.
An index or standard used to measure and compare the performance of a fund, portfolio, or investment strategy.
Bid Price / Ask Price
Bid Price / Ask Price
The bid is the highest price a buyer will pay for a security; the ask is the lowest price a seller will accept. The gap between them is the bid-ask spread, a measure of how liquid the security is.
The bid is the highest price a buyer will pay for a security; the ask is the lowest price a seller will accept. The gap between them is the bid-ask spread, a measure of how liquid the security is.
Bitcoin
Bitcoin
The first and largest cryptocurrency, a decentralised digital currency with a fixed maximum supply.
The first and largest cryptocurrency, a decentralised digital currency with a fixed maximum supply.
Blockchain
Blockchain
A decentralised digital ledger that records transactions across a network of computers, forming the underlying technology behind cryptocurrencies.
A decentralised digital ledger that records transactions across a network of computers, forming the underlying technology behind cryptocurrencies.
Blue Chip
Blue Chip
Stock of a large, well-established, financially sound company with a strong track record.
Stock of a large, well-established, financially sound company with a strong track record.
Bond
Bond
A debt instrument where the issuer (borrower) promises to pay the investor (lender) periodic interest and repay the principal at maturity.
A debt instrument where the issuer (borrower) promises to pay the investor (lender) periodic interest and repay the principal at maturity.
Bond Indenture
Bond Indenture
The formal legal agreement between a bond issuer and bondholders, spelling out the bond's terms and covenants.
The formal legal agreement between a bond issuer and bondholders, spelling out the bond's terms and covenants.
Bond Ladder (Laddering)
Bond Ladder (Laddering)
An investment technique of buying multiple bonds with staggered maturity dates, so a portion of the portfolio matures and can be reinvested regularly.
An investment technique of buying multiple bonds with staggered maturity dates, so a portion of the portfolio matures and can be reinvested regularly.
Book Value
Book Value
The value of an asset or company as recorded on the balance sheet, based on original cost minus depreciation or liabilities.
The value of an asset or company as recorded on the balance sheet, based on original cost minus depreciation or liabilities.
Borrower
Borrower
A person, business, or entity that takes on debt with an obligation to repay it.
A person, business, or entity that takes on debt with an obligation to repay it.
BSE (Bombay Stock Exchange)
BSE (Bombay Stock Exchange)
Asia's oldest stock exchange and one of India's two main exchanges for trading securities.
Asia's oldest stock exchange and one of India's two main exchanges for trading securities.
Bull Market
Bull Market
A sustained period of rising prices, typically defined as a 20% or greater rise in a broad market index.
A sustained period of rising prices, typically defined as a 20% or greater rise in a broad market index.
Business Model
Business Model
The plan by which a company creates, delivers, and captures value, explaining who it serves, what it offers, and how it earns revenue.
The plan by which a company creates, delivers, and captures value, explaining who it serves, what it offers, and how it earns revenue.
Buyout Fund
Buyout Fund
A private equity fund that acquires majority or controlling stakes in established, cash-generating companies.
A private equity fund that acquires majority or controlling stakes in established, cash-generating companies.
C
CAGR (Compound Annual Growth Rate)
CAGR (Compound Annual Growth Rate)
The annualised growth rate of an investment over a period, smoothing out year-to-year volatility to show an average growth trajectory.
The annualised growth rate of an investment over a period, smoothing out year-to-year volatility to show an average growth trajectory.
Call Option
Call Option
A contract giving the holder the right, but not the obligation, to buy an asset at a set price before a set date.
A contract giving the holder the right, but not the obligation, to buy an asset at a set price before a set date.
Callable Bond
Callable Bond
A bond that gives the issuer the right to repay it before its scheduled maturity date.
A bond that gives the issuer the right to repay it before its scheduled maturity date.
Capital
Capital
Liquid cash or assets that can be converted to cash, representing the financial resources available to a person or business.
Liquid cash or assets that can be converted to cash, representing the financial resources available to a person or business.
Capital Adequacy Ratio (CAR)
Capital Adequacy Ratio (CAR)
The ratio of a bank's or NBFC's capital to its risk-weighted assets, indicating its ability to absorb losses before becoming insolvent.
The ratio of a bank's or NBFC's capital to its risk-weighted assets, indicating its ability to absorb losses before becoming insolvent.
Capital Call
Capital Call
A request from a private fund to its investors to transfer a portion of the capital they've committed, so the fund can make a new investment.
A request from a private fund to its investors to transfer a portion of the capital they've committed, so the fund can make a new investment.
Capital Gain
Capital Gain
The profit made when you sell an investment for more than you paid for it.
The profit made when you sell an investment for more than you paid for it.
Capital Gains Bonds (54EC Bonds)
Capital Gains Bonds (54EC Bonds)
Bonds that allow investors to reinvest long-term capital gains from selling property to claim tax exemption under Section 54EC.
Bonds that allow investors to reinvest long-term capital gains from selling property to claim tax exemption under Section 54EC.
Carried Interest
Carried Interest
The share of a fund's profits that the fund manager keeps as compensation, on top of the management fee, typically once investors have earned a minimum return.
The share of a fund's profits that the fund manager keeps as compensation, on top of the management fee, typically once investors have earned a minimum return.
Cash Burn
Cash Burn
The rate at which a company depletes its cash reserves each month while running its business, used to estimate its financial runway.
The rate at which a company depletes its cash reserves each month while running its business, used to estimate its financial runway.
Cash Flow
Cash Flow
The net movement of money into and out of a business or a person's finances over a given period.
The net movement of money into and out of a business or a person's finances over a given period.
Cash Reserve Ratio (CRR)
Cash Reserve Ratio (CRR)
The percentage of a bank's total deposits that it must keep with the RBI as reserves, rather than lend out.
The percentage of a bank's total deposits that it must keep with the RBI as reserves, rather than lend out.
CDSL (Central Depository Services Limited)
CDSL (Central Depository Services Limited)
One of India's two securities depositories, which holds shares, bonds, and mutual funds in electronic (dematerialised) form.
One of India's two securities depositories, which holds shares, bonds, and mutual funds in electronic (dematerialised) form.
Certificate of Deposit (CD)
Certificate of Deposit (CD)
A fixed-term deposit issued by a bank that pays a set interest rate, usually not withdrawable before maturity without penalty.
A fixed-term deposit issued by a bank that pays a set interest rate, usually not withdrawable before maturity without penalty.
Coast FIRE
Coast FIRE
The point at which you've invested enough that, left untouched, compounding alone will grow your corpus to support financial independence by a target age, even if you stop adding new money.
The point at which you've invested enough that, left untouched, compounding alone will grow your corpus to support financial independence by a target age, even if you stop adding new money.
Collateral
Collateral
An asset pledged by a borrower to a lender as security for a loan, which the lender can seize if the borrower defaults.
An asset pledged by a borrower to a lender as security for a loan, which the lender can seize if the borrower defaults.
Commercial Paper
Commercial Paper
A short-term, unsecured debt instrument issued by companies to meet working capital needs.
A short-term, unsecured debt instrument issued by companies to meet working capital needs.
Compound Interest
Compound Interest
Interest calculated on both the original principal and the interest already earned, causing returns to grow faster over time.
Interest calculated on both the original principal and the interest already earned, causing returns to grow faster over time.
Corporate Bond
Corporate Bond
A bond issued by a company (rather than a government) to raise capital, paying investors periodic interest until maturity.
A bond issued by a company (rather than a government) to raise capital, paying investors periodic interest until maturity.
Correlation
Correlation
A measure of how closely two investments move in relation to each other; low correlation between assets helps reduce overall portfolio risk.
A measure of how closely two investments move in relation to each other; low correlation between assets helps reduce overall portfolio risk.
Coupon Rate
Coupon Rate
The fixed interest rate a bond issuer pays to bondholders, calculated on the bond's face value.
The fixed interest rate a bond issuer pays to bondholders, calculated on the bond's face value.
Credit Rating
Credit Rating
An assessment by an agency such as CRISIL, ICRA, or CARE of a borrower's ability to repay debt, ranging from AAA (lowest risk) to D (default).
An assessment by an agency such as CRISIL, ICRA, or CARE of a borrower's ability to repay debt, ranging from AAA (lowest risk) to D (default).
Credit Risk
Credit Risk
The risk that a borrower or bond issuer will fail to make interest payments or repay principal as agreed.
The risk that a borrower or bond issuer will fail to make interest payments or repay principal as agreed.
Credit Spread
Credit Spread
The extra yield a bond offers over a comparable government security, compensating investors for taking on credit risk.
The extra yield a bond offers over a comparable government security, compensating investors for taking on credit risk.
Creditor
Creditor
A person or institution that is owed money by another party.
A person or institution that is owed money by another party.
Custodian
Custodian
An institution that holds and safeguards securities on behalf of clients, in physical or dematerialised form.
An institution that holds and safeguards securities on behalf of clients, in physical or dematerialised form.
D
Debenture
Debenture
A debt instrument issued by a company or government to raise funds, which can be secured (backed by assets) or unsecured.
A debt instrument issued by a company or government to raise funds, which can be secured (backed by assets) or unsecured.
Debt
Debt
Money owed by one party to another, to be repaid with or without interest.
Money owed by one party to another, to be repaid with or without interest.
Debt-to-Income Ratio (DTI)
Debt-to-Income Ratio (DTI)
The proportion of your gross monthly income that goes toward paying EMIs and other debt obligations.
The proportion of your gross monthly income that goes toward paying EMIs and other debt obligations.
Debtor
Debtor
A person or business that owes money to a lender; also called a borrower.
A person or business that owes money to a lender; also called a borrower.
Default
Default
Failure to meet the terms of a loan or bond agreement, such as missing an interest payment or failing to repay principal.
Failure to meet the terms of a loan or bond agreement, such as missing an interest payment or failing to repay principal.
Demat Account
Demat Account
An electronic account that holds shares, bonds, ETFs, and mutual fund units in dematerialised form, replacing physical certificates.
An electronic account that holds shares, bonds, ETFs, and mutual fund units in dematerialised form, replacing physical certificates.
Depository
Depository
An institution that holds securities in electronic form on investors' behalf; India's two depositories are NSDL and CDSL.
An institution that holds securities in electronic form on investors' behalf; India's two depositories are NSDL and CDSL.
Depository Participant (DP)
Depository Participant (DP)
A bank, broker, or agent that acts as an intermediary between an investor and a depository.
A bank, broker, or agent that acts as an intermediary between an investor and a depository.
Derivatives
Derivatives
Financial contracts, such as futures and options, whose value is derived from an underlying asset, used for hedging or speculation.
Financial contracts, such as futures and options, whose value is derived from an underlying asset, used for hedging or speculation.
Diversification
Diversification
Spreading investments across different asset classes, sectors, or securities to reduce the risk of loss from any single one.
Spreading investments across different asset classes, sectors, or securities to reduce the risk of loss from any single one.
Dividend
Dividend
A portion of a company's profits distributed to its shareholders, usually on a per-share basis.
A portion of a company's profits distributed to its shareholders, usually on a per-share basis.
Dividend Yield
Dividend Yield
A company's annual dividend per share divided by its share price, expressed as a percentage.
A company's annual dividend per share divided by its share price, expressed as a percentage.
Down Round / Drawdown
Down Round / Drawdown
In the context of investments, drawdown refers to the percentage decline from an investment's peak value to its subsequent low.
In the context of investments, drawdown refers to the percentage decline from an investment's peak value to its subsequent low.
Due Diligence
Due Diligence
The process of thoroughly researching a company, bond, or investment opportunity to assess its risks and merits before committing capital.
The process of thoroughly researching a company, bond, or investment opportunity to assess its risks and merits before committing capital.
E
EBITDA
EBITDA
Earnings Before Interest, Tax, Depreciation, and Amortisation, a measure of a company's core operating cash profit.
Earnings Before Interest, Tax, Depreciation, and Amortisation, a measure of a company's core operating cash profit.
Effective Yield
Effective Yield
The total return an investor earns from an investment over a period, accounting for interest, dividends, and capital gains net of costs.
The total return an investor earns from an investment over a period, accounting for interest, dividends, and capital gains net of costs.
ELSS (Equity Linked Savings Scheme)
ELSS (Equity Linked Savings Scheme)
A category of equity mutual funds that qualifies for a tax deduction under Section 80C and comes with a mandatory three-year lock-in.
A category of equity mutual funds that qualifies for a tax deduction under Section 80C and comes with a mandatory three-year lock-in.
Emergency Fund
Emergency Fund
A pool of easily accessible savings set aside to cover unexpected expenses or income disruptions, typically three to six months of expenses.
A pool of easily accessible savings set aside to cover unexpected expenses or income disruptions, typically three to six months of expenses.
Emerging Market
Emerging Market
An economy that is growing and industrialising rapidly, often carrying higher potential returns alongside higher political and currency risk.
An economy that is growing and industrialising rapidly, often carrying higher potential returns alongside higher political and currency risk.
EPF (Employees' Provident Fund)
EPF (Employees' Provident Fund)
A mandatory retirement savings scheme for salaried employees in India, with contributions from both employee and employer.
A mandatory retirement savings scheme for salaried employees in India, with contributions from both employee and employer.
Equity
Equity
Ownership stake in a company, usually held in the form of shares, entitling the holder to a portion of profits and voting rights.
Ownership stake in a company, usually held in the form of shares, entitling the holder to a portion of profits and voting rights.
Escrow
Escrow
An arrangement where funds are held by a neutral third party until the conditions of a transaction are met.
An arrangement where funds are held by a neutral third party until the conditions of a transaction are met.
ETF (Exchange-Traded Fund)
ETF (Exchange-Traded Fund)
A fund that holds a basket of securities and trades on a stock exchange like an individual stock.
A fund that holds a basket of securities and trades on a stock exchange like an individual stock.
Expense Ratio
Expense Ratio
The annual fee a mutual fund or ETF charges investors, expressed as a percentage of assets under management.
The annual fee a mutual fund or ETF charges investors, expressed as a percentage of assets under management.
F
Face Value (Par Value)
Face Value (Par Value)
The nominal value of a bond or share as stated by the issuer, used as the base for coupon or dividend calculations.
The nominal value of a bond or share as stated by the issuer, used as the base for coupon or dividend calculations.
Fat FIRE
Fat FIRE
A version of financial independence built around maintaining a comfortable or premium lifestyle in retirement, requiring a larger corpus.
A version of financial independence built around maintaining a comfortable or premium lifestyle in retirement, requiring a larger corpus.
FIMMDA
FIMMDA
The Fixed Income Money Market and Derivatives Association of India, which sets conventions and best practices for India's bond markets.
The Fixed Income Money Market and Derivatives Association of India, which sets conventions and best practices for India's bond markets.
Financial Independence
Financial Independence
The point at which your invested wealth generates enough income to cover your living expenses without needing to work.
The point at which your invested wealth generates enough income to cover your living expenses without needing to work.
FIRE (Financial Independence, Retire Early)
FIRE (Financial Independence, Retire Early)
A movement built around aggressive saving and investing to reach financial independence well before traditional retirement age.
A movement built around aggressive saving and investing to reach financial independence well before traditional retirement age.
Fixed Deposit (FD)
Fixed Deposit (FD)
A deposit held at a bank or NBFC for a fixed term at a fixed interest rate.
A deposit held at a bank or NBFC for a fixed term at a fixed interest rate.
Fixed Income
Fixed Income
An asset class that pays investors a predictable stream of interest, such as bonds, debentures, and fixed deposits.
An asset class that pays investors a predictable stream of interest, such as bonds, debentures, and fixed deposits.
Floating Rate Bond
Floating Rate Bond
A bond whose interest rate resets periodically based on a benchmark rate, rather than staying fixed for its full term.
A bond whose interest rate resets periodically based on a benchmark rate, rather than staying fixed for its full term.
Foreign Portfolio Investor (FPI)
Foreign Portfolio Investor (FPI)
An overseas institutional investor that invests in Indian securities markets, registered with SEBI.
An overseas institutional investor that invests in Indian securities markets, registered with SEBI.
Form 16
Form 16
The annual TDS certificate an employer issues to a salaried employee, summarising salary paid and tax deducted.
The annual TDS certificate an employer issues to a salaried employee, summarising salary paid and tax deducted.
Fund
Fund
A pool of money collected from multiple investors and managed toward a common investment objective.
A pool of money collected from multiple investors and managed toward a common investment objective.
Fundamental Analysis
Fundamental Analysis
Evaluating a security's intrinsic value by studying financial statements, business quality, and economic factors, rather than price charts.
Evaluating a security's intrinsic value by studying financial statements, business quality, and economic factors, rather than price charts.
G
G-Sec (Government Security)
G-Sec (Government Security)
A sovereign bond issued by the Government of India, considered virtually risk-free from a credit standpoint.
A sovereign bond issued by the Government of India, considered virtually risk-free from a credit standpoint.
General Partner (GP)
General Partner (GP)
The entity that manages a private fund and makes its investment decisions, as distinct from the limited partners who supply capital.
The entity that manages a private fund and makes its investment decisions, as distinct from the limited partners who supply capital.
Gilt Fund
Gilt Fund
A mutual fund that invests primarily in government securities.
A mutual fund that invests primarily in government securities.
Government Bond
Government Bond
A debt security issued by a national government to raise capital, generally seen as the lowest-risk fixed income instrument in that currency.
A debt security issued by a national government to raise capital, generally seen as the lowest-risk fixed income instrument in that currency.
Gross Domestic Product (GDP)
Gross Domestic Product (GDP)
The total monetary value of all goods and services produced within a country in a given period.
The total monetary value of all goods and services produced within a country in a given period.
Gross Return
Gross Return
The return on an investment before deducting taxes, fees, or other charges.
The return on an investment before deducting taxes, fees, or other charges.
H
Hedge Fund
Hedge Fund
A privately managed fund that pools capital from accredited or institutional investors and pursues a wide range of investment strategies, often aiming for absolute returns.
A privately managed fund that pools capital from accredited or institutional investors and pursues a wide range of investment strategies, often aiming for absolute returns.
Hedging
Hedging
Taking an offsetting position in a related asset to reduce the risk of adverse price movements.
Taking an offsetting position in a related asset to reduce the risk of adverse price movements.
High Net Worth Individual (HNI)
High Net Worth Individual (HNI)
An investor whose investable assets exceed a defined threshold, commonly cited in India as above ₹2 crore, though the exact cutoff varies by context.
An investor whose investable assets exceed a defined threshold, commonly cited in India as above ₹2 crore, though the exact cutoff varies by context.
High Yield Bond
High Yield Bond
A bond with a credit rating below investment grade, offering a higher coupon to compensate for its higher default risk.
A bond with a credit rating below investment grade, offering a higher coupon to compensate for its higher default risk.
Holdings
Holdings
The total collection of assets or securities owned by an individual, company, or fund.
The total collection of assets or securities owned by an individual, company, or fund.
Hurdle Rate
Hurdle Rate
The minimum return a private fund must generate for its investors before the fund manager becomes entitled to a share of the profits.
The minimum return a private fund must generate for its investors before the fund manager becomes entitled to a share of the profits.
Hypothecation
Hypothecation
Pledging an asset as collateral for a loan while the borrower retains ownership and possession of it.
Pledging an asset as collateral for a loan while the borrower retains ownership and possession of it.
I
Index Fund
Index Fund
A mutual fund designed to replicate the performance of a specific market index, such as the Nifty 50, rather than trying to beat it.
A mutual fund designed to replicate the performance of a specific market index, such as the Nifty 50, rather than trying to beat it.
Inflation
Inflation
The rate at which the general price level of goods and services rises over time, eroding purchasing power.
The rate at which the general price level of goods and services rises over time, eroding purchasing power.
Information Memorandum
Information Memorandum
The legal offer document for a bond issue, detailing its terms, coupon, maturity, and covenants.
The legal offer document for a bond issue, detailing its terms, coupon, maturity, and covenants.
Interest
Interest
The cost of borrowing money, or the compensation a lender earns for lending funds.
The cost of borrowing money, or the compensation a lender earns for lending funds.
Interest Rate Risk
Interest Rate Risk
The risk that a change in prevailing interest rates will reduce the value of an existing fixed income investment.
The risk that a change in prevailing interest rates will reduce the value of an existing fixed income investment.
Internal Rate of Return (IRR)
Internal Rate of Return (IRR)
The annualised rate of return on an investment with multiple cash inflows and outflows over time.
The annualised rate of return on an investment with multiple cash inflows and outflows over time.
Intrinsic Value
Intrinsic Value
The true underlying value of an asset based on its fundamentals, independent of its current market price.
The true underlying value of an asset based on its fundamentals, independent of its current market price.
Investable Assets
Investable Assets
The portion of your total net worth that can readily be deployed into investments, such as cash, securities, and mutual fund holdings, excluding illiquid assets like your primary residence.
The portion of your total net worth that can readily be deployed into investments, such as cash, securities, and mutual fund holdings, excluding illiquid assets like your primary residence.
Investment Advisory
Investment Advisory
Personalised investment guidance from a SEBI-registered adviser, based on a client's financial situation, goals, and risk tolerance.
Personalised investment guidance from a SEBI-registered adviser, based on a client's financial situation, goals, and risk tolerance.
Investment Grade
Investment Grade
A credit rating category (BBB/Baa3 and above) indicating a relatively low risk of default.
A credit rating category (BBB/Baa3 and above) indicating a relatively low risk of default.
ISIN (International Securities Identification Number)
ISIN (International Securities Identification Number)
A unique 12-character code that identifies a specific security, used to distinguish it across platforms and exchanges.
A unique 12-character code that identifies a specific security, used to distinguish it across platforms and exchanges.
J
J-Curve
J-Curve
The pattern typically seen in private equity or venture capital fund returns, where value dips in the early years before rising as investments mature.
The pattern typically seen in private equity or venture capital fund returns, where value dips in the early years before rising as investments mature.
Junk Bond
Junk Bond
A colloquial term for a high-yield bond issued by a company with a below-investment-grade credit rating.
A colloquial term for a high-yield bond issued by a company with a below-investment-grade credit rating.
K
KYC (Know Your Customer)
KYC (Know Your Customer)
The mandatory process of verifying a customer's identity before opening an investment or banking account, and periodically thereafter.
The mandatory process of verifying a customer's identity before opening an investment or banking account, and periodically thereafter.
L
Large Cap
Large Cap
A company with a large market capitalisation, generally considered more stable and established than mid or small cap peers.
A company with a large market capitalisation, generally considered more stable and established than mid or small cap peers.
Lean FIRE
Lean FIRE
A version of financial independence achieved on a modest, disciplined budget, requiring a smaller corpus than Fat FIRE.
A version of financial independence achieved on a modest, disciplined budget, requiring a smaller corpus than Fat FIRE.
Leverage
Leverage
The use of borrowed money to increase the potential return (and risk) of an investment.
The use of borrowed money to increase the potential return (and risk) of an investment.
Liability
Liability
A financial obligation or debt that a person or company owes to another party.
A financial obligation or debt that a person or company owes to another party.
Limited Partner (LP)
Limited Partner (LP)
An investor in a private fund who contributes capital but has no role in its day-to-day management and limited liability.
An investor in a private fund who contributes capital but has no role in its day-to-day management and limited liability.
Line of Credit
Line of Credit
A pre-approved borrowing limit that a bank extends to a customer, allowing them to draw funds as needed.
A pre-approved borrowing limit that a bank extends to a customer, allowing them to draw funds as needed.
Liquid Net Worth
Liquid Net Worth
The portion of your net worth held in cash or assets that can be converted to cash quickly and without significant loss of value.
The portion of your net worth held in cash or assets that can be converted to cash quickly and without significant loss of value.
Liquidity
Liquidity
How quickly and easily an asset can be converted into cash without a significant loss in value.
How quickly and easily an asset can be converted into cash without a significant loss in value.
Liquidity Risk
Liquidity Risk
The risk of not being able to buy or sell an asset quickly enough, or at a fair price, when needed.
The risk of not being able to buy or sell an asset quickly enough, or at a fair price, when needed.
Listed Bond
Listed Bond
A bond that trades on a stock exchange such as NSE or BSE, and is regulated by SEBI.
A bond that trades on a stock exchange such as NSE or BSE, and is regulated by SEBI.
Lock-in Period
Lock-in Period
A defined period during which an investment cannot be sold, redeemed, or withdrawn.
A defined period during which an investment cannot be sold, redeemed, or withdrawn.
Long-Term Capital Gains (LTCG)
Long-Term Capital Gains (LTCG)
Profit from selling an asset held beyond a specified holding period, taxed at rates generally lower than short-term gains.
Profit from selling an asset held beyond a specified holding period, taxed at rates generally lower than short-term gains.
M
Market Capitalisation
Market Capitalisation
The total value of a company's outstanding shares, calculated as share price multiplied by number of shares.
The total value of a company's outstanding shares, calculated as share price multiplied by number of shares.
Market Risk
Market Risk
The risk of losses arising from factors that affect the entire market, such as economic downturns or geopolitical events; also called systematic risk.
The risk of losses arising from factors that affect the entire market, such as economic downturns or geopolitical events; also called systematic risk.
Market-Linked Debenture (MLD)
Market-Linked Debenture (MLD)
A debt instrument whose returns are tied to the performance of a market index, such as the Nifty 50 or a gold index.
A debt instrument whose returns are tied to the performance of a market index, such as the Nifty 50 or a gold index.
Maturity Date
Maturity Date
The date on which a bond, deposit, or loan becomes due for full repayment.
The date on which a bond, deposit, or loan becomes due for full repayment.
Mezzanine Debt
Mezzanine Debt
A hybrid form of financing that sits between senior debt and equity, often used in private company financing.
A hybrid form of financing that sits between senior debt and equity, often used in private company financing.
Money Market
Money Market
The market for short-term debt instruments, typically with maturities of a year or less.
The market for short-term debt instruments, typically with maturities of a year or less.
Municipal Bond
Municipal Bond
A debt security issued by an urban local body or municipal corporation to fund public projects.
A debt security issued by an urban local body or municipal corporation to fund public projects.
Mutual Fund
Mutual Fund
A professionally managed investment vehicle that pools money from many investors to invest in stocks, bonds, or other securities.
A professionally managed investment vehicle that pools money from many investors to invest in stocks, bonds, or other securities.
N
NAV (Net Asset Value)
NAV (Net Asset Value)
The per-unit value of a mutual fund, calculated by dividing total assets minus liabilities by the number of units outstanding.
The per-unit value of a mutual fund, calculated by dividing total assets minus liabilities by the number of units outstanding.
NBFC (Non-Banking Financial Company)
NBFC (Non-Banking Financial Company)
A financial institution that offers banking-like services such as loans and credit, but does not hold a full banking licence.
A financial institution that offers banking-like services such as loans and credit, but does not hold a full banking licence.
NCD (Non-Convertible Debenture)
NCD (Non-Convertible Debenture)
A debenture that cannot be converted into equity shares, offering a fixed rate of interest until maturity.
A debenture that cannot be converted into equity shares, offering a fixed rate of interest until maturity.
Net Worth
Net Worth
The difference between everything you own (assets) and everything you owe (liabilities).
The difference between everything you own (assets) and everything you owe (liabilities).
Nifty 50
Nifty 50
The benchmark index of the National Stock Exchange, tracking the performance of its 50 largest and most liquid listed companies.
The benchmark index of the National Stock Exchange, tracking the performance of its 50 largest and most liquid listed companies.
Nominee
Nominee
A person designated to receive an investor's assets or benefits in the event of the investor's death.
A person designated to receive an investor's assets or benefits in the event of the investor's death.
NPS (National Pension System)
NPS (National Pension System)
A voluntary, defined-contribution retirement savings scheme regulated by the PFRDA.
A voluntary, defined-contribution retirement savings scheme regulated by the PFRDA.
NRE / NRO / FCNR Accounts
NRE / NRO / FCNR Accounts
The three main categories of bank accounts available to Non-Resident Indians for holding foreign or Indian-earned income.
The three main categories of bank accounts available to Non-Resident Indians for holding foreign or Indian-earned income.
NSC (National Savings Certificate)
NSC (National Savings Certificate)
A fixed-income, five-year post office savings scheme backed by the Government of India.
A fixed-income, five-year post office savings scheme backed by the Government of India.
NSDL (National Securities Depository Limited)
NSDL (National Securities Depository Limited)
One of India's two securities depositories, holding shares, bonds, and mutual funds in electronic form.
One of India's two securities depositories, holding shares, bonds, and mutual funds in electronic form.
O
OBPP (Online Bond Platform Provider)
OBPP (Online Bond Platform Provider)
A SEBI-regulated framework under which platforms like Jiraaf and BYLD's peers offer listed bonds to retail investors online.
A SEBI-regulated framework under which platforms like Jiraaf and BYLD's peers offer listed bonds to retail investors online.
Old vs New Tax Regime
Old vs New Tax Regime
The two parallel personal income tax structures in India; the old regime allows deductions and exemptions, while the new regime offers lower slab rates without most deductions.
The two parallel personal income tax structures in India; the old regime allows deductions and exemptions, while the new regime offers lower slab rates without most deductions.
Opportunity Cost
Opportunity Cost
The value of the next-best alternative given up when choosing one option over another.
The value of the next-best alternative given up when choosing one option over another.
Options
Options
A contract that gives the buyer the right, but not the obligation, to buy (call) or sell (put) an asset at a set price before a set date.
A contract that gives the buyer the right, but not the obligation, to buy (call) or sell (put) an asset at a set price before a set date.
Outstanding Debt
Outstanding Debt
The total unpaid amount of principal and interest still owed on a loan or bond.
The total unpaid amount of principal and interest still owed on a loan or bond.
Overdraft
Overdraft
A credit facility that lets an account holder withdraw more money than is available in their account, up to an agreed limit.
A credit facility that lets an account holder withdraw more money than is available in their account, up to an agreed limit.
P
Passive Income
Passive Income
Income earned with little to no ongoing active effort, such as rental income, dividends, or interest.
Income earned with little to no ongoing active effort, such as rental income, dividends, or interest.
Passive Management
Passive Management
A fund management style that aims to replicate a benchmark index rather than beat it.
A fund management style that aims to replicate a benchmark index rather than beat it.
Portfolio
Portfolio
The complete collection of investments held by an individual or institution across asset classes.
The complete collection of investments held by an individual or institution across asset classes.
PPF (Public Provident Fund)
PPF (Public Provident Fund)
A long-term, tax-free government savings scheme with a 15-year maturity, popular for retirement and tax planning.
A long-term, tax-free government savings scheme with a 15-year maturity, popular for retirement and tax planning.
Premium
Premium
The amount by which a security trades above its face or par value.
The amount by which a security trades above its face or par value.
Principal
Principal
The original amount of money borrowed or invested, excluding interest or returns.
The original amount of money borrowed or invested, excluding interest or returns.
Private Equity
Private Equity
Investment in the equity of companies that are not listed on a public stock exchange.
Investment in the equity of companies that are not listed on a public stock exchange.
Private Placement
Private Placement
The sale of securities to a select group of investors rather than through a public offering.
The sale of securities to a select group of investors rather than through a public offering.
Q
Qualitative Analysis
Qualitative Analysis
Evaluating an investment based on non-numerical factors such as management quality, industry position, and governance, alongside quantitative data.
Evaluating an investment based on non-numerical factors such as management quality, industry position, and governance, alongside quantitative data.
Quick Ratio
Quick Ratio
A measure of a company's ability to meet short-term obligations using its most liquid assets, excluding inventory.
A measure of a company's ability to meet short-term obligations using its most liquid assets, excluding inventory.
R
Real Return
Real Return
The return on an investment after adjusting for the effect of inflation.
The return on an investment after adjusting for the effect of inflation.
Rebalancing
Rebalancing
Periodically adjusting a portfolio back to its original target asset allocation as market movements cause it to drift.
Periodically adjusting a portfolio back to its original target asset allocation as market movements cause it to drift.
Receivables
Receivables
Amounts owed to a business by customers for goods or services already delivered.
Amounts owed to a business by customers for goods or services already delivered.
Redemption
Redemption
Cashing in or repaying a financial instrument, such as redeeming mutual fund units or a bond before or at maturity.
Cashing in or repaying a financial instrument, such as redeeming mutual fund units or a bond before or at maturity.
Repo Rate
Repo Rate
The rate at which the RBI lends short-term funds to commercial banks against government securities; it's the RBI's primary tool for setting the direction of interest rates in the economy.
The rate at which the RBI lends short-term funds to commercial banks against government securities; it's the RBI's primary tool for setting the direction of interest rates in the economy.
Retirement Corpus
Retirement Corpus
The total sum of investments accumulated to fund one's expenses after retirement.
The total sum of investments accumulated to fund one's expenses after retirement.
Risk Tolerance
Risk Tolerance
The degree of investment volatility or potential loss an investor is willing and able to withstand.
The degree of investment volatility or potential loss an investor is willing and able to withstand.
Risk-to-Reward Ratio
Risk-to-Reward Ratio
A comparison of an investment's potential loss to its potential gain, used to assess whether the expected reward justifies the risk taken.
A comparison of an investment's potential loss to its potential gain, used to assess whether the expected reward justifies the risk taken.
ROI (Return on Investment)
ROI (Return on Investment)
A simple measure of an investment's profitability, calculated as the gain from an investment divided by its cost.
A simple measure of an investment's profitability, calculated as the gain from an investment divided by its cost.
Rupee Cost Averaging
Rupee Cost Averaging
The effect of investing a fixed amount at regular intervals (as in a SIP), which averages out the purchase price over market ups and downs.
The effect of investing a fixed amount at regular intervals (as in a SIP), which averages out the purchase price over market ups and downs.
S
Safe Withdrawal Rate
Safe Withdrawal Rate
The percentage of a retirement corpus that can be withdrawn annually with a low risk of running out of money over a long retirement.
The percentage of a retirement corpus that can be withdrawn annually with a low risk of running out of money over a long retirement.
SEBI (Securities and Exchange Board of India)
SEBI (Securities and Exchange Board of India)
The statutory regulator of India's securities and capital markets, including mutual funds, brokers, and investment advisers.
The statutory regulator of India's securities and capital markets, including mutual funds, brokers, and investment advisers.
Secondary Market
Secondary Market
The market where previously issued securities are bought and sold among investors, as opposed to the primary market where they're first issued.
The market where previously issued securities are bought and sold among investors, as opposed to the primary market where they're first issued.
Secured Bond
Secured Bond
A bond backed by specific collateral, giving investors a claim on that asset if the issuer defaults.
A bond backed by specific collateral, giving investors a claim on that asset if the issuer defaults.
Sensex
Sensex
The benchmark index of the Bombay Stock Exchange, tracking 30 of its largest and most actively traded companies.
The benchmark index of the Bombay Stock Exchange, tracking 30 of its largest and most actively traded companies.
SGB (Sovereign Gold Bond)
SGB (Sovereign Gold Bond)
A government security denominated in grams of gold, offering an interest-bearing alternative to holding physical gold.
A government security denominated in grams of gold, offering an interest-bearing alternative to holding physical gold.
SIP (Systematic Investment Plan)
SIP (Systematic Investment Plan)
A method of investing a fixed amount in a mutual fund at regular intervals, rather than as a lump sum.
A method of investing a fixed amount in a mutual fund at regular intervals, rather than as a lump sum.
Small Cap / Mid Cap
Small Cap / Mid Cap
Classifications of companies by market capitalisation, generally offering higher growth potential and higher volatility than large caps.
Classifications of companies by market capitalisation, generally offering higher growth potential and higher volatility than large caps.
Sovereign Rating
Sovereign Rating
A credit rating assigned to a national government, reflecting its ability to meet its debt obligations.
A credit rating assigned to a national government, reflecting its ability to meet its debt obligations.
Special Purpose Vehicle (SPV)
Special Purpose Vehicle (SPV)
A separate legal entity created for a specific, limited purpose, often used to isolate financial risk in a transaction.
A separate legal entity created for a specific, limited purpose, often used to isolate financial risk in a transaction.
STCG (Short-Term Capital Gains)
STCG (Short-Term Capital Gains)
Profit from selling an asset held for a period shorter than the specified holding threshold, generally taxed at a higher rate than LTCG.
Profit from selling an asset held for a period shorter than the specified holding threshold, generally taxed at a higher rate than LTCG.
Systematic Withdrawal Plan (SWP)
Systematic Withdrawal Plan (SWP)
A facility that lets an investor withdraw a fixed amount from a mutual fund at regular intervals, often used to generate income in retirement.
A facility that lets an investor withdraw a fixed amount from a mutual fund at regular intervals, often used to generate income in retirement.
T
T-Bill (Treasury Bill)
T-Bill (Treasury Bill)
A short-term government security, issued at a discount to face value and maturing in 91, 182, or 364 days.
A short-term government security, issued at a discount to face value and maturing in 91, 182, or 364 days.
Tenure
Tenure
The length of time for which a loan or investment runs before maturity.
The length of time for which a loan or investment runs before maturity.
The 4% Rule
The 4% Rule
A retirement planning rule of thumb suggesting that withdrawing 4% of your investment corpus in the first year of retirement, adjusted for inflation each year after, is likely to make your savings last around 30 years.
A retirement planning rule of thumb suggesting that withdrawing 4% of your investment corpus in the first year of retirement, adjusted for inflation each year after, is likely to make your savings last around 30 years.
Time in the Market
Time in the Market
The principle that staying invested consistently over the long term tends to produce better outcomes than trying to time entries and exits.
The principle that staying invested consistently over the long term tends to produce better outcomes than trying to time entries and exits.
Total Expense Ratio (TER)
Total Expense Ratio (TER)
The full cost of running a fund, including management fees and other charges, expressed as a percentage of assets.
The full cost of running a fund, including management fees and other charges, expressed as a percentage of assets.
Tranche
Tranche
A portion or slice of a larger bond issuance or securitised pool, often carrying its own risk and return profile.
A portion or slice of a larger bond issuance or securitised pool, often carrying its own risk and return profile.
Trustee
Trustee
An entity appointed to manage assets or represent bondholders' interests according to the terms of a trust or bond agreement.
An entity appointed to manage assets or represent bondholders' interests according to the terms of a trust or bond agreement.
U
Underweight / Overweight
Underweight / Overweight
Portfolio terms describing whether a holding makes up a smaller (underweight) or larger (overweight) share of a portfolio than its benchmark weight.
Portfolio terms describing whether a holding makes up a smaller (underweight) or larger (overweight) share of a portfolio than its benchmark weight.
Unlisted Bond
Unlisted Bond
A bond that is not traded on a stock exchange and is typically bought and held to maturity.
A bond that is not traded on a stock exchange and is typically bought and held to maturity.
Unsecured Bond
Unsecured Bond
A bond not backed by any specific collateral, relying solely on the issuer's creditworthiness.
A bond not backed by any specific collateral, relying solely on the issuer's creditworthiness.
V
Value at Risk (VaR)
Value at Risk (VaR)
A statistical measure estimating the maximum potential loss a portfolio could face over a given period, at a given confidence level.
A statistical measure estimating the maximum potential loss a portfolio could face over a given period, at a given confidence level.
Venture Capital
Venture Capital
Funding provided to early-stage, high-growth-potential startups in exchange for equity.
Funding provided to early-stage, high-growth-potential startups in exchange for equity.
Volatility
Volatility
The degree to which an asset's price fluctuates over time; higher volatility generally signals higher risk.
The degree to which an asset's price fluctuates over time; higher volatility generally signals higher risk.
W
WPI (Wholesale Price Index)
WPI (Wholesale Price Index)
An index that measures the average change in prices of goods at the wholesale level, used alongside CPI to track inflation.
An index that measures the average change in prices of goods at the wholesale level, used alongside CPI to track inflation.
X
XIRR (Extended Internal Rate of Return)
XIRR (Extended Internal Rate of Return)
A method of calculating annualised returns for investments with irregular, dated cash flows, such as SIPs or staggered withdrawals.
A method of calculating annualised returns for investments with irregular, dated cash flows, such as SIPs or staggered withdrawals.
Y
Year-on-Year (YoY)
Year-on-Year (YoY)
A comparison of a financial metric for a given period against the same period one year earlier.
A comparison of a financial metric for a given period against the same period one year earlier.
Year-to-Date (YTD)
Year-to-Date (YTD)
The period from the start of the current calendar or fiscal year up to today's date.
The period from the start of the current calendar or fiscal year up to today's date.
Yield
Yield
The income return on an investment, expressed as a percentage of its price or face value.
The income return on an investment, expressed as a percentage of its price or face value.
Yield Curve
Yield Curve
A graph plotting bond yields across different maturities, used to gauge market expectations for interest rates and economic growth.
A graph plotting bond yields across different maturities, used to gauge market expectations for interest rates and economic growth.
Yield to Maturity (YTM)
Yield to Maturity (YTM)
The total annualised return an investor can expect if a bond is held until it matures, accounting for its price, coupon, and time to maturity.
The total annualised return an investor can expect if a bond is held until it matures, accounting for its price, coupon, and time to maturity.
Z
Zero-Coupon Bond
Zero-Coupon Bond
A bond that pays no periodic interest and is instead issued at a discount to its face value, with the return coming entirely from that discount at maturity.
A bond that pays no periodic interest and is instead issued at a discount to its face value, with the return coming entirely from that discount at maturity.
Your data is encrypted and used only to help you track and manage your finances. RBI, SEBI, and DPDPA compliant.
BYLD WEALTH ADVISORY PRIVATE LIMITED
Registered Name: BYLD WEALTH ADVISORY PRIVATE LIMITED | SEBI RIA Registration No: INA000019141 | BSE Number: BSL2166 | CIN: U66190KA2009PTC050091 | Type of Registration: Non-individual Investment Adviser | Validity of Registration: June 13, 2024 till suspended or cancelled in accordance with the SEBI (Investment Advisers) Regulations, 2013
Address
Prestige Sigma, 5th floor, No. 3, Vittal Mallya Road, M G Road, Bangalore - 560001, Karnataka
SEBI Local Corresponding Address
Prestige Sigma, 5th floor, No. 3, Vittal Mallya Road, M G Road, Bangalore - 560001, Karnataka
Contact Details
Principal Officer
Name : Ravi Umashankar Sharma
Email : support@byldwealth.in
Compliance Officer
Name : Vinu Mammen
Email : vinu.mammen@byldwealth.in
Grievance Officer
Name : Vinu Mammen
Email : vinu.mammen@byldwealth.in
Disclaimer: Investment in securities market are subject to market risks. Read all the related documents carefully before investing. Registration granted by SEBI, membership of BASL and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investor.
© 2026 BYLD Wealth Advisory Private Limited. All rights reserved.
Your data is encrypted and used only to help you track and manage your finances. RBI, SEBI, and DPDPA compliant.
BYLD WEALTH ADVISORY PRIVATE LIMITED
Registered Name: BYLD WEALTH ADVISORY PRIVATE LIMITED | SEBI RIA Registration No: INA000019141 | BSE Number: BSL2166 | CIN: U66190KA2009PTC050091 | Type of Registration: Non-individual Investment Adviser | Validity of Registration: June 13, 2024 till suspended or cancelled in accordance with the SEBI (Investment Advisers) Regulations, 2013
Address
Prestige Sigma, 5th floor, No. 3, Vittal Mallya Road, M G Road, Bangalore - 560001, Karnataka
SEBI Local Corresponding Address
Prestige Sigma, 5th floor, No. 3, Vittal Mallya Road, M G Road, Bangalore - 560001, Karnataka
Contact Details
Principal Officer
Name : Ravi Umashankar Sharma
Email : support@byldwealth.in
Compliance Officer
Name : Vinu Mammen
Email : vinu.mammen@byldwealth.in
Grievance Officer
Name : Vinu Mammen
Email : vinu.mammen@byldwealth.in
Disclaimer: Investment in securities market are subject to market risks. Read all the related documents carefully before investing. Registration granted by SEBI, membership of BASL and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investor.
© 2026 BYLD Wealth Advisory Private Limited. All rights reserved.
Your data is encrypted and used only to help you track and manage your finances. RBI, SEBI, and DPDPA compliant.
BYLD WEALTH ADVISORY PRIVATE LIMITED
Registered Name: BYLD WEALTH ADVISORY PRIVATE LIMITED | SEBI RIA Registration No: INA000019141 | BSE Number: BSL2166 | CIN: U66190KA2009PTC050091 | Type of Registration: Non-individual Investment Adviser | Validity of Registration: June 13, 2024 till suspended or cancelled in accordance with the SEBI (Investment Advisers) Regulations, 2013
Address
Prestige Sigma, 5th floor, No. 3, Vittal Mallya Road, M G Road, Bangalore - 560001, Karnataka
SEBI Local Corresponding Address
Prestige Sigma, 5th floor, No. 3, Vittal Mallya Road, M G Road, Bangalore - 560001, Karnataka
Contact Details
Principal Officer
Name : Ravi Umashankar Sharma
Email : support@byldwealth.in
Compliance Officer
Name : Vinu Mammen
Email : vinu.mammen@byldwealth.in
Grievance Officer
Name : Vinu Mammen
Email : vinu.mammen@byldwealth.in
Disclaimer: Investment in securities market are subject to market risks. Read all the related documents carefully before investing. Registration granted by SEBI, membership of BASL and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investor.
© 2026 BYLD Wealth Advisory Private Limited. All rights reserved.
Your data is encrypted and used only to help you track and manage your finances. RBI, SEBI, and DPDPA compliant.
BYLD WEALTH ADVISORY PRIVATE LIMITED
Registered Name: BYLD WEALTH ADVISORY PRIVATE LIMITED | SEBI RIA Registration No: INA000019141 | BSE Number: BSL2166 | CIN: U66190KA2009PTC050091 | Type of Registration: Non-individual Investment Adviser | Validity of Registration: June 13, 2024 till suspended or cancelled in accordance with the SEBI (Investment Advisers) Regulations, 2013
Address
Prestige Sigma, 5th floor, No. 3, Vittal Mallya Road, M G Road, Bangalore - 560001, Karnataka
SEBI Local Corresponding Address
Prestige Sigma, 5th floor, No. 3, Vittal Mallya Road, M G Road, Bangalore - 560001, Karnataka
Contact Details
Principal Officer
Name : Ravi Umashankar Sharma
Email : support@byldwealth.in
Compliance Officer
Name : Vinu Mammen
Email : vinu.mammen@byldwealth.in
Grievance Officer
Name : Vinu Mammen
Email : vinu.mammen@byldwealth.in
Disclaimer: Investment in securities market are subject to market risks. Read all the related documents carefully before investing. Registration granted by SEBI, membership of BASL and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investor.
© 2026 BYLD Wealth Advisory Private Limited. All rights reserved.